Are You In Need Of Home Insurance in Thornton, Colorado? Give Us A Call!

Having trouble finding the best home or auto insurance rate? Give us a call today at the Leinweber Insurance Agency and we can give you a free online quote today!

Phone: 303-558-9880

Email: brodyl@seamlessins.com

Are you in the market to buy a new home? Now is the best time to buy. You may be asking yourself, why? Well, since the recession started back in 2007, the buyer’s market has been through the roof. People would buy and a couple of years later they would foreclose. Now the buyer’s market is the lowest it’s been since 2002.

Maybe you’re in the market for a new home and you aren’t sure where to start with loans, mortgages, and fixed rates. The best advice I can give is to find a great mortgage company. One mortgage company I would recommend is Guild Mortgage. They’re professional, focused on their customers, and very knowledgable in their field. Before getting pre-approved, make a budget to know how much you can afford in a mortgage payment each month.

The one thing you want to avoid at all costs is an 1/5 ARM mortgage. This is the type of mortgage that got a lot of people in financial trouble over the past few years. What is an ARM mortgage? It’s a mortgage where the rate can fluctuate year round. A fixed mortgage will stay the same either until the mortgage is paid off or you refinance. This is the type of mortgage you should pursue.