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Ever Been Underestimated For An Insurance Quote? Call Today And Get A Quote!
Posted by Leinweber Insurance Agency on
Have you ever been underestimated? Or maybe underestimated someone else? As insurance agents, we’re wholly underestimated and discredited. A lot of the time, people look at insurance as a “twisted” business because they believe the agent can change their rate and just refuse to do it. This is a common misconception. Agents can’t change your rate. However, they can add or take away coverages on your policy to save you money and better fit your needs.
Here’s how policies work. Your insurance agent acts as an educated representative for a larger distributor. Once a policy is quoted, bound, and submitted, it goes immediately to the underwriting departments for approval. Underwriting is in charge of the actual approval of any policies as they look at the risk as a whole—accidents, credit scores, age, traffic tickets, etc. Underwriting also controls all rates. The agent can apply company discounts, but as far as your final rate goes, that’s out of the agent’s hands. We can quote you very accurately, but there could be things in your past that aren’t disclosed or that we can’t see, whereas nothing can escape the eyes of the underwriting department.
If your current insurance policy is costing you an arm and a leg, call Brody Leinweber at 303-558-9880. He can give you a free quote and make sure that you can keep your arms and legs right where they belong.