Northglenn Insurance Can Ensure Your Financial Security

When we were children, our parents and teachers asked us what we wanted to be when we grew up. Some said doctor, singer, veterinarian, firefighter, or even a princess. As we matured and got older, school became a serious work as we strived for decent grades, achieving scholarships, and getting into good universities. Our parents taught us that if you want to have all the nice, materialistic things in life, you have to work hard and go to a good school. In the beginning, high school is fun—not too hard with plenty of free time. Towards the end, high school is thought to determine your future. College is expensive and many people can’t afford it, even with assistance. To offset this, many parents begin saving for college when their child is young—if they’re financially able.

There are different types of colleges like trade school, online, a big university, or community college. The most expensive and exclusive would be the university. Even then, many college graduates with a certificate, associate’s, or even a bachelor’s degree still have trouble finding work. It’s now being debated that a bachelor’s degree is the equivalent of a what a high school diploma was back in the 80s or 90s.

The majority of students are unable to find work and are still drowned in their student debts, ranging anywhere from $10,000 to $26,000 per year, depending on scholarships and savings. This is the first generation of college graduates where the American Dream has now became the American Nightmare. The ability to be middle-class is no longer as easy as going to college and working for a few years to pay off your student debt. The total in the U.S. for student debt, as of 2011, was nearly 1 trillion dollars—keeping in mind that this rate is increasing as the days go by.

Your credit score is also something of great importance because it determines your ability to purchase a car, buy a new house, and how much you pay for insurance. As long as your debt to income ratio is good, you can receive student loans to help pay for college and hopefully a low interest rate will accompany them. College is a stressful step in life, but also an unforgettable one, so let us help you make sure you have the best insurance for you and your family.

At Leinweber Insurance we offer many different carriers such as Safeco, Progressive, Travelers, and more. Feel free to give us a call at 303-558-9880 or stop in at the office so we can accommodate you with a quote or answer any questions or concerns you may have.